PRUlink assurance account plus

Rabu, 20 Januari 2010

What is PRUlink assurance account plus?
Investment-linked life insurance product which provides life insurance protection as well as investment yield which has been designed to provide flexibility in meeting the needs in every life stages.

The Benefits of PRUlink assurance account plus:

* Guaranteed Death Benefit
* Total and Permanent Disability benefit
* Increase of sum assured can be done any time
* Increase of premium payment (top up) can be done any time
* Customer can determine the composition of protection and investment in the product
* Fund switching
* More choices of riders

Riders
You can make additions to the additional insurance benefits (riders) in the PRUlink assurance account plus product to complete the protection in your life stages:

PRUcrisis cover 34
Provides you the PRUcrisis cover 34 sum assured in the unfortunate event when the insured is diagnosed with one of the 34 critical illnesses.

PRUcrisis cover benefit 34
Provides you the PRUcrisis cover 34 sum assured in the unfortunate event when the insured is diagnosed with one of the 34 critical illnesses, or be deceaseds, without decreasing the basic sum assured.

PRUpersonal accident death
Provides payment of sum assured in the event of sudden and unintentional death by accident.

PRUpersonal accident death & disablement
Provides payment of sum assured in the event of total and permanent disability or death by accident.

PRUmed
Provides coverage of daily in-patient, ICU and surgery to the insured in the event of undergoing in-patient treatment in a hospital.

PRUhospital & surgical
Provides coverage of in-patient costs, ICU and surgery according to the benefit chosen, for the length of period the insured undergoes treatment in a hospital.

Click here to view hospital providers:

* List of Providers

PRUwaiver 33
In the event the insured suffers one of the 33 critical illnesses, PT Prudential Life Assurance will continue the basic premium payment until the end of the chosen coverage period.

PRUpayor 33
In the event the insured suffers one of the 33 critical illnesses, PT Prudential Life Assurance will continue the premium payment (basic and optional products) until the end of the chosen coverage period.

PRUspouse waiver 33
In the event the spouse of the insured suffers one of the 33 critical illnesses or total and permanent disability before the age of 60 or be deceased, PT Prudential Life Assurance will continue the basic premium payment until the end of the chosen coverage period.

PRUspouse payor 33
In the event the spouse of the insured suffers one of the 33 critical illnesses or total and permanent disability before the age of 60 or be deceased, PT Prudential Life Assurance will continue the premium payment (basic and optional products) until the end of the chosen coverage period.

PRUparent payor 33
In the event the parent of the insured suffers one of the 33 critical illnesses or total and permanent disability before the age of 60 or be deceased, PT Prudential Life Assurance will continue the premium payment (basic and optional products) until the end of the chosen coverage period.

PRUlink term
Added benefit given to the insured should the insured be deceased before the age of 70.