PRUterm
PRUterm offers additional protection to help you increase the amount of the sum assured. PRUterm will pay you 100% of the sum assured should a calamity befall you.
PRUmortgage
PRUmortgage will boost your protection by assisting you in outlining a finance scheme for a pre-determined period of time. It will take care of your loans in the event that the unforeseen should happen to you by providing 100% of the sum assured.
PRUwaiver
PRUwaiver will help you continue to pay your premiums (both basic and optional products) should you be diagnosed with one of 34 critical illnesses.
PRUincome
PRUincome is an optional life insurance product to protect your income and at the same time providing protection for your children. You will receive a lump sum that will be paid in 4 installments every 3 months until the end of the insurance period in the event of death or total and permanent disability before the age of 60 years or if you are diagnosed with one of 34 critical illnesses.
PRUpersonal accident death
PRUpersonal accident death is an optional life insurance feature that provides 100% of sum assured in the event of sudden and unintentional death by accident. 2 times of the sum assured will be paid to the person insured in the event of death caused by accidents in public transportation, a burning public building and an elevator.
PRUpersonal accident death & disablement
PRUpersonal accident death & disablement is an optional life insurance feature that provides 100% of the sum assured in the event of death by accident. You will be paid a pre-determined percentage of the sum assured should you be rendered totally and permanently disabled in an accident. In the event of an accidental fatality in public transportation, an elevator or a burning public building, you will receive 2 times of the sum assured amount.
PRUdisability provider
PRUdisability provider provider is a feature you can add to your basic plan for a more comprehensive coverage of total permanent disability. PRUdisability provider will provide coverage until the age of 65 years in the event of total and permanent disability. Another benefit is a yearly lump sum payment of 10% of the sum assured starting from the 3rd year of disability until the age of 65, in the event that total and permanent disability occurs before the age of 50.
PRUspouse waiver
PRUspouse waiver is optional life insurance product which will help you continue to pay premium of your basic product, PRUcrisis cover and PRUcrisis cover plus to ease the burdens of family expenditures in the event that your spouse is diagnosed with one of 34 critical illnesses or is totally and permanently disabled before the age of 60 or dies during the period of insurance. PRUspouse waiver is also available for PRUlink assurance account where it waives not only the PRUlink assurance account premium which automatically also waives premiums of all optional products in the event that your spouse is diagnosed with one of 34 critical illnesses or is totally and permanently disabled before the age of 60 or dies during the period of insurance.
PRUspouse payor
The same as PRUspouse waiver, PRUspouse payor will waive PRUlink assurance account premium including PRUsaver in the event of death of your spouse or if your spouse is diagnosed with one of 34 critical illnesses or be rendered totally and permanently disabled before the age of 60 years in the 1st 10 years of your PRUspouse payor period. This optional product is available for PRUlink assurance account only.
PRUpayor
PRUpayor will make sure that you do not have to worry about paying your PRUlink assurance account and PRUsaver premiums should you be diagnosed with one of the 34 critical illnesses in the 1st 10 years of your PRUpayor program until you reach the age of 65 years. You will be freed from these responsibilities and PT Prudential Life Assurance will take over. This optional product is available for PRUlink assurance account only.
PRUmed
PRUmed is a hospitalization plan designed to help you and your family to cover hospitalization expenses. Should you ever be hospitalized you are entitled to a daily cash payment to cover for medication, doctors, administration charges, etc. A double daily cash payment will be made available to you if you are treated in an intensive care unit. If you have to undergo minor, intermediate, major or complex surgery a cash payment will be provided accordingly. In the event of hospitalization overseas as a result of an overseas accident you will receive a doubled daily cash payment.
PRUparent payor
PRUparent payor is a program which will make it possible for PT Prudential Life Assurance to take over the responsibilities from parents to continue payment of PRUlink assurance account and PRUsaver premiums until the child insured reaches certain age should either one of the parents be diagnosed with one of 34 critical illnesses or be totally and permanently disabled before they reach 60 years of age or dies during the period of insurance.
PRUcrisis cover
PRUcrisis cover will give you 100% of the PRUcrisis cover sum assured in the unfortunate event when you are diagnosed with one of 34 critical illnesses.
PRUcrisis cover plus
PRUcrisis cover plus is designed for those of you who want to have more benefits besides coverage in the event of a critical illness. Thus, it will pay you 100% of the sum assured in the event of death, besides a lump sum of 100% of PRUcrisis cover plus sum assured should you be diagnosed with one of 34 critical illnesses.
PRUcrisis income
PRUcrisis income gives the critical condition benefit to its insured by paying annual income in the monthly-basis until certain age period.
PRUmultiple crisis cover
PRUmultiple crisis cover covers up to 3 critical condition claims plus 1 added claim for Angioplasty and other invasive treatments for coronary heart disease.
PRUhospital & surgical
PRUhospital & surgical will give the insured reimbursement for inpatient, ICU and surgical fees according to specific benefit plan taken, while the insured being treated in hospital.
Riders
Rabu, 20 Januari 2010
Label:
Life Insurance
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